Monday, November 16, 2009

Medical bills with no insurance?

I went to the emergency room after having pain in my side for a week a few months ago. They did standard tests, including CAT scan, and they said they didn’t find anything serious. A week later I received a bill for over 5 thousand dollars. I sent them what they requested for a payment plan (bank statements, etc). I am willing to repay this debt but the problem is I have no medical insurance and I am a full time graduate student. I plan to graduate in june of 08 and hope to get a job soon afterwards. I am living off of a student loan but any money I have left over every month I would like to save for an emergency (car repairs, dental bills, etc) that may come up. My question is, do you think the hospital would allow me a moratorium (suspension of payments) until I graduate and secure a job (which would be in june of 08)? I am just afraid that if I can’t pay them now they will sue me or take me to court.

Medical bills with no insurance?
Alot of hospitals have an account with money in it for people like you. Ask to talk to a patient advocate and take it from there.


AQlso pay 5 dollars a month. They say that is not acceptable but you are making some effort. Also go into the accounts office and talk to them. They can't tell what your circumstances is until you tell them.


I wish you the best.


liz
Reply:holy **** i went for the same thing and they did the same test and my bill was over 5000 dollars you need to tell the hostpital your in college and you just dont have the money and they will pay all or some of it
Reply:I doubt that they will let you do that. When I owed $1200 to the hospital and lost my job, they didnt care. they still demanded that I pay them $100 a month until it was paid off or they would send it to a collection agency. Good luck though, maybe the hospital you went to will be different.
Reply:Do all of the above ask for extensions etc.





To prevent future expenses get ASAP on the


MySimpleCard. It'd save you thousands if you had it


BEFORE your CAT test.

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